Blog | Deborah Heaphy

Pros & cons of no-closing-cost refinancing

Refinancing your home can have a plethora of benefits. Among lowering your monthly payment, refinancing your home can also allow you to borrow against your home’s equity. However, refinancing in the beginning can have significant closing costs, such as application fees, loan origination fees, mortgage insurance and interest - especially ...

Missed Mortgage Payments and What to Do Next

Photo by: NeONBRAND via Unsplash Missing a mortgage payment is not the end of the world. Many lenders are more than ready to work out a payment plan if you’re going through a rough patch or budgetary crisis. However, you may end up doing more harm than good to your credit ...

Selling Your Home When You’re “Crazy-Busy”

Let’s face it. We all get busy at times. Sometimes we get “crazy-busy.” The trouble is, if you’re thinking of selling your property, having a jam-packed schedule might make you want to put off listing until a later date. And, who knows what the market will be like later in the ...

How to Maintain Your Wood-Burning Fireplace

For many, the fireplace is the focal point of the home. Whether you use it for heat or just for ambiance, a wood burning fireplace is an important feature that requires regular maintenance to function and keep everybody safe. Here are some tips for general maintenance of your wood-burning fireplace: Clean ...